Commercial Combined

Our Commercial Combined Insurance allows businesses to successfully combine property and liability insurance into one integrated product. Available through both your local regional branch or the Arch online portal.

Product Detail

Our Commercial Combined insurance allows businesses to successfully combine buildings, contents and liability insurance into one integrated product, offering a real breadth of choice. We look to write UK-domiciled commercial and industrial accounts, predominantly in the manufacturing, services and property owners sectors together with selective elements of the retail sector.

We will consider incidental work away with exposures up to 50% of the total of the manual wage roll and payments to subcontractors on well managed risks within strategy. We will write liability on a standalone basis whether that’s public/products, employers’ liability or both. We do not tend to write in the construction or agricultural sectors.

Key Features

  • Full accidental damage cover, including damage to glass.
  • Customers/suppliers extension, limit £100,000.
  • Legal expenses insurance including cover for contract disputes.
  • A wide range of standard and optional extensions that can be tailored to meet the client’s individual needs.
  • Access to a range of added value services, including online production of health & safety plans, business continuity plans, telephone help lines providing legal and health & safety advice and employee counselling.

Target Market

  • Automotive component manufacturers.
  • Builders merchants.
  • Electronic manufacturers.
  • Garden centres.
  • Plastic injection and extrusion.
  • Precision engineers.
  • Property owners.
  • Retail chains.
  • Services (offices).
  • Wholesalers.
  • Woodworkers (precision).

Policy Documents

Get in Touch

Trade with Us Regionally

To speak to your local regional branch.

Our 14 UK regional offices are staffed by empowered underwriters to ensure brokers secure the best possible insurance solution for their clients.

Trade with Us Online


To discuss our online offering, contact our development underwriting team.

Justin Wright
Senior Underwriter
Mobile: +44 0 7545 417 043
[email protected]

Russell Moore
Senior Underwriter
Mobile: +44 0 7803 630 091
[email protected]

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