Financial and Professional Lines

Product Details

Our Professional Indemnity insurance is recommended for all types of businesses which require cover for their professional services. Cover is written on a claims-made basis but can include negligence, defamation, breach of confidence and infringement of intellectual property rights.

The advice and knowledge of our team of expert regional underwriters can be crucial in steering your client through a process which could potentially de-stabilise even the most robust operation.

Target Market

• Accountancy firms.
• Architects, Building and Construction Services.
• Electrical, General Contractors and Engineers.
• Information Technology and Technology companies
• Media, Marketing and Advertising agencies.
• Surveyors, Estate Agents and Property Management.
• Miscellaneous: broad A-Z appetite with nil excess where appropriate.

Key Features

• Civil Liability wordings available.
• Free Contract Review Service available on construction risks.
• Primary cover up to £5,000,000 of core professions.
• Offer Excess Layer up to a maximum of £5,000,000.
• Quick response rate to queries.
• Flexible programme structure and tailor-made solutions to fit around client needs.
• Broader coverage is also on offer as well as portfolio underwriting, with large limits and nil deductibles possible.
• 18-month policies are within scope.
• Experienced team of senior underwriters across each of our regional offices.
• In-house claims team.

Product Details

Our Management Liability insurance provides directors and officers protection against the growing risks they face in the course of their duties.

Our product provides automatic separate tower limits for a range of corporate coverages including: Management Liability/Directors & Officers, Corporate Legal Liability, Employment Practices Liability, and Employee Dishonesty.

We have a wide-reaching risk appetite for companies in the commercial and financial sectors and those with exposures worldwide as well as in the UK. Products are also available for Residents’ Associations, Charity Trusts Liability and Individual Director’s Liability.

Target Market

• Very broad appetite across SME, Corporate and PLC’s.
• Products are also available for residents’ associations, charity trusts liability and individual director’s liability.

Key Features

• Primary cover up to £5,000,000 of per head of cover across D&O, corporate.
• Legal liability and employment practice liability.
• Excess layer placements available.
• Corporate coverages including: management liability/D&O, corporate legal liability, employment practices liability, and employee dishonesty.
• Quick response rate to queries.
• Flexible programme structure and tailor-made solutions to fit around client needs.
• Broader coverage is also on offer as well as portfolio underwriting, with large limits and nil deductibles possible.
• 18-month policies are within scope.
• Experienced team of senior underwriters across each of our regional offices.
• In-house claims team.