Motor

Product Details

A Defaqto 5-star rated policy for fleets of four or more, private cars, commercial vehicles or special types tailored for your client by our regional team of experienced motor fleet underwriters. Recommended for builders, electricians, engineers, manufacturers, plumbers and retailers. Our knowledgeable underwriters, based across the country, are on hand to answer queries and offer advice.

Target Market

• Builders.
• Electricians.
• Engineers.
• Manufacturers.
• Plumbers.
• Retailers.
• Plus many other occupations.

Key Features

• New vehicle replacement for Private Cars and Commercial Vehicles 3.5T or less which are less than 12 months old.
• Free courtesy car or car derived van while your vehicle is being repaired in our approved repairer network.
• A wide range of standard extensions.
• Uninsured loss recovery included automatically at no charge and cover includes hire assist; a hire vehicle provided free of charge for up to 14 days if your vehicle is stolen or not able to be driven due to fire damage.

Product Details

Our Motor Trade insurance is designed to cover most businesses that have a motor trade premises. Targeted for those working in vehicle sales (new or used), mechanical repairs and servicing, body shops, paint spraying, MOT stations and tyre-fitting. Standard cover provides all the key features you’d expect (such as ‘All-Risks’ property damage and goods in transit cover) plus equipment cover and legal expenses embedded at no extra charge. A range of optional extras, including business interruption, can also be added.

Target Market

• Vehicle Sales (new or used).
• Mechanical Repairs and Servicing.
• Bodyshops/Paint Spraying.
• MOT Stations.
• Tyre-fitting.

Key Features

• Property Damage cover is on an all ‘All Risks’ basis with full theft cover.
• Embedded Equipment Breakdown cover automatically included.
• Embedded Legal Expenses cover automatically included.
• Engineering inspection is charged at a flat rate per premises.
• A wide range of standard extensions.
• Uninsured loss recovery included automatically at no charge and cover includes Hire Assist; a hire vehicle provided free of charge for up to 14 days if your vehicle is stolen or not able to be driven due to fire damage.

Product details

Our Commercial Vehicle insurance is suitable for SMEs who require up to four commercial vehicles covered under one policy, for own goods use only.

It is particularly suitable for plumbers, builders, electricians, retailers, plus professions in the manufacturing sectors. This insurance is available via our web portal and can be offered with Comprehensive or Third Party, Fire and Theft cover.

Key features

• Free courtesy car derived van while your vehicle is being repaired in our approved repairer network.
• Windscreen damage (Comprehensive cover) provided and only have to pay the first £75 of each claim. No excess if the windscreen can be repaired.
• A wide range of standard extensions.
• Uninsured loss recovery included automatically at no charge and cover includes hire assist; a hire vehicle provided free of charge for up to 14 days if your vehicle is stolen or undriveable due to fire damage.