Programs
The P&C Programs division is a recognized leader in providing a variety of programs solutions in the marketplace.
Overview
For over ten years, we’ve entered relationships with a long-term view, and tailor end-to-end solutions based on a collaborative approach. Our team is able to evaluate and analyze the unique aspects of each relationship and provide flexible outcomes.
Programs Benefits
- Service Commitment: 48 hour timeline for response to submission.
- Local authority, local decision-maker.
- Specialized claims handling.
Key Features
- Homogenously classed risks accompanied by relevant data.
- Strong appetite for programs requiring design of claims handling, underwriting services.
- Capacity to introduce competitive manuscript wordings, providing program with competitive advantage.
Corporate Contacts
David Williamson
Vice President, Programs
Erin Macdonald
Assistant Vice President, Programs
Lloyd Scott
Underwriter, Programs
Customer Profile
Target Appetite
- Retail.
- Hospitality.
- School/Educational.
- Sports/Recreational.
- Professional.
- Healthcare.
Generally not a market for
- CAT exposed property.
- Long tail casualty.
- Automobile driven programs.
- Long-haul trucking.
- Personal lines.
- Railroad liability and rapid transit.
Product Highlights
Accounts Written
- General property and casualty MGA’s.
- Building material dealers.
- Vending machine sales and rental.
- Children’s summer camps.
- Cannabis retailer/distributors, personal growers and micro growers.
- Gas station – including car wash
- Recycling depots, bin rentals, scrap metal dealers.
- Greenhouses – flowers.
- School board.
- Pest control contractors.
- Office package wrap around for professionals.
- Staffing agencies.
- Pyrotechnic retailers, distributors and display contractors.
- Golf courses.
- Wineries and craft breweries.
Lines of coverage offered
- Property.
- In-land marine.
- Equipment breakdown.
- Crime.
- General liability.
- Automobile.*
- Excess/Umbrella.
- Non-profit D&O.
- Professional liability/E&O.
- Malpractice.*
*Not available on a stand-alone basis.
Capacity
- Property: $15,000,000.
- Crime: $1,000,000.
- Casualty: $10,000,000.
- Automobile: $5,000,000 TPL.
- Professional Liability: $5,000,000.
Minimum Premium
- $500,000 annual GWP for affinity programs.
- $5,000,000 annual GWP for MGA partnerships.
- Potential to reach within three to five years.