Defense Base Act

The Arch Insurance Defense Base Act Division provides statutory federal workers’ compensation benefits to U.S. government contractors who perform work outside the 50 U.S. states.

Overview

We differentiate ourselves by providing superior service, flexibility and responsiveness to clients’ needs. Our team of dedicated professionals has the expertise in underwriting, risk control and claims support services to address clients’ ever changing needs in this unique industry.

Distribution

  • Select retail and wholesale producers. 

Financial Strength

  • A.M. Best: A+ XV.
  • S&P: A+.
  • Fitch: AA-.
  • Moody’s: A2.

Ratings are as of Dec. 31, 2023. Ratings are for Arch Insurance Company, Arch Specialty Insurance Company, Arch Property Casualty Insurance Company and Arch Insurance (UK) Limited. Arch Indemnity Insurance Company is not rated by Moody’s; Arch Insurance Canada Ltd. is not rated by Moody’s or A.M. Best.

 

Corporate Contact

Peter McGuinness

Executive Vice President, National Accounts Casualty

+1 212 271 8365

[email protected]

Shane McCaffrey

Senior Vice President, Defense Base Act Insurance

+1 201 275 3658

[email protected]

Robin Peterman

AVP – Underwriting Leader, Multinational

Mobile: +1 913 800 1163

[email protected]

Victoria Dickerson

Claims Account Manager, Defense Base Act

+ 1 972 658 0856

[email protected]

Our Brand Promise

Pursuing Better Together encapsulates how we do business at Arch Insurance. It is an approach that is based on collaboration, responsiveness and a genuine commitment to continually raising the bar.

It is our promise to our brokers, colleagues and other partners to:

  • Listen, share insights and work together to deliver informed solutions.
  • Build trusting, respectful and responsive relationships.
  • Understand your goals and explore possibilities together.

Customer Profile

Broad appetite including but not limited to:

  • Communication and telecommunications. 
  • Construction. 
  • Financial services. 
  • Network and information technology. 
  • Supply chain and logistics. 
  • Training and education.

Product Highlights

Product

Statutory Defense Base Act Workers’ Compensation and Employers Liability. 

Program Structure

  • Guaranteed Cost. 
  • Retrospective rating available in limited instances. 
  • Monoline minimum premiums of $10,000. 
  • Can be written in conjunction with Arch Foreign Package product.

Geography

  • Statute can provide incidental coverage within the 50 U.S. states.

Service Delivery

Claims: 

  • Claims Account Management team oversees claims and Arch-partnered TPAs.

Risk Control Services: 

  • Arch consultants are embedded with Underwriting, Claim and Actuarial for seamless service coordination and delivery. 
  • Extensive Business Alliance Network for specialized DBA services – Mental Health, Ergonomics and Physical Demands Analysis, Training and Development, Compliance and Program Development, Safety and Risk Management Technology Solutions, Outplacement Services, Environmental and Industrial Hygiene.

24/7 Global Assistance and Evacuation: 

  • Full access to Emergency Travel Assistance and Medical Evacuation services provided.

Submission Guidelines

Arch DBA application preferred but equivalent accepted; must include five year loss run and employee concentration information. 

DBA Benefits

We know and understand your volatile and unpredictable industry, and are dedicated to providing exceptional levels of service to our clients. Arch Insurance is committed to the DBA space with specialized underwriters and a client team that works closely to address your needs and provide solutions.

Risk Control

Arch Risk Control partners with our customers to focus on key DBA exposures to loss and the controls required to prevent and mitigate those losses. Our service approach is founded on collaboration, analytics, technical expertise and strategic services to drive improved performance and results.

Claims

Arch is committed to a superior customer-focused claims experience. Our exceptional claim professionals collaborate with you to deliver solutions that mitigate exposure. Our model is designed to deliver exceptional claim service for all specialty risk solutions Arch provides to our clients worldwide across a wide range of industries.

The Arch Difference

Document Library

Defense Base Act Brochure

Download Brochure PDF

Defense Base Act Insurance Application

Download Application PDF

Multinational Overview

Download Brochure PDF

Foreign Package

The Arch Insurance Foreign Package group provides specialized global solutions for U.S. clients with overseas exposures.